Innovation and trust in digital payment solutions
Committed to excellence in acquiring and online payments
At PayOk Financial Services, S.L, we are a payment institution regulated by the Bank of Spain (No. 6928), specializing in acquiring services and digital payment solutions for businesses of all sizes. We were founded in 2021, amidst the digital transformation, with the goal of facilitating e-commerce and providing Spanish companies with the most secure and advanced technology to accept card payments from anywhere in the world.
Our mission: helping your business reach its full potential
Our mission is clear: to drive the growth of your business by offering robust, flexible payment systems tailored to the real needs of the online market. We firmly believe that innovation, transparency, and security are the foundations of the digital economy, and we work every day so that our clients can sell online with complete confidence and peace of mind.
Security, regulatory compliance, and transparency
As a financial institution, we rigorously comply with all current regulations, including the guidelines of the Bank of Spain and PSD2 standards. Our payment gateway includes advanced anti-fraud security measures, data protection, and strong customer authentication, ensuring the integrity of every transaction and the peace of mind of merchants and consumers alike.
Technology at the service of our clients
At PayOk, we combine technology with a human touch. We are committed to developing intuitive payment tools that are easy to integrate and fully adapted to digital businesses, online stores, and subscription models. Our multidisciplinary team, based in Molina de Segura – Murcia, stands out for its dedication, expertise, and approachability, offering multilingual support and personalized assistance at every stage.
Join our community of professionals and businesses that already trust PayOk to boost their sales and operate with complete security.
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Our core values
- Continuous innovation: We invest in the development of new services and features tailored to the trends and needs of the fintech sector.
- Transparency and ethics: Clear communication, competitive fees, and complete transparency in every process.
- Closeness and personalization: Every client is unique, and our priority is to build stable, long-term relationships based on trust.
- Regulatory compliance: We operate under the highest regulatory and data protection standards, aligned with the recommendations of the Bank of Spain and the AEPD.
Why choose PayOk?
- Bank of Spain license: Maximum legal and financial assurance.
- Leading acquiring solutions: Virtual POS, international payments, ecommerce modules, and secure APIs.
- Approachable and effective customer support: Fast assistance in Spanish, English, and Russian.
- Global coverage: Process card payments from anywhere in the world.
At PayOk, technology and humanity come together to transform the digital payment experience. Discover how we can help your business grow with maximum security and confidence.
Advantages of trusting PayOk
Bank of Spain License: We are backed by the official license from the Bank of Spain (No. 6928), ensuring full compliance with all regulations, standards, and security requirements applicable to a regulated financial institution. Operate with complete confidence and peace of mind.
Global Presence: With PayOk, your business can accept card payments from customers anywhere in the world. Expand your horizons and access new international markets without limits, thanks to a robust and scalable infrastructure.
Customized solutions for every client: We understand that every company is unique. That’s why we develop tailored payment solutions, adapting to your specific needs—whether you are a startup or a large corporation. Our flexible approach drives your growth.
Competitive and transparent fees: We offer clear, market-driven rates so you can optimize your costs without compromising on professional and secure service. With PayOk, you always get maximum value—no hidden surprises.
Guaranteed security and compliance: Protecting your transactions is our top priority. We implement advanced anti-fraud policies, real-time monitoring, and continuous updates, fully complying with PSD2 regulations and industry best practices.
Personalized and approachable service: At PayOk, human connection makes the difference. We offer multilingual support and a close, professional approach. We adapt to your culture, support you at every step, and resolve any inquiry promptly and personally.
Payment solutions for businesses and self-employed professionals
Innovation and security for your business
Payment link
Make payments easy for your clients with personalized payment links. No technical integration or development required. Simply send a secure link and let your clients pay by credit or debit card in seconds. Reduce payment abandonment.
QR code payments
Accept card payments by generating a unique QR code for each transaction. Send the QR code via WhatsApp, e-mail, or display it in your physical store. Your clients just need to scan it and pay instantly, without friction.
E-mail pay
Send payment requests by e-mail in a secure and professional way. Include the payment link in your invoice or personalized message, and offer your clients a simple method to pay for their purchases online.
WhatsApp and Telegram payments
Charge your clients directly from WhatsApp or Telegram chats by sending a secure payment link. Perfect for businesses that use social media as a sales or customer service channel.
Payment buttons
Integrate “Buy now” payment buttons into your website, landing page, blog, or online store. Accept all major cards and turn visitors into clients with a single click.
WebCam payments
Share payment links in real time during video calls or webinars. Ideal for consulting, online training, or personalized sales. Your clients can pay instantly without leaving the session.