ADVANCED PAYMENT SOLUTIONS FOR ONLINE BUSINESSES
At PayOk Financial Services, S.L. (BE 6928 – Bank of Spain), we are experts in innovative and secure payment systems, designed especially for online businesses and companies looking to optimize their digital growth. We understand that having an efficient payment system is key to increasing your sales, building customer loyalty, and ensuring maximum security in every transaction.
Our acquiring solutions allow you to accept credit and debit card payments quickly and securely, integrating leading technologies in the electronic payments industry. We are committed to digital transformation and data protection, strictly complying with European PSD2 regulations and the highest security standards, including strong customer authentication (SCA), KYC, and fraud prevention.
Why choose our payment systems?
- Optimized user experience: your customers enjoy fast, simple, and frictionless payments.
- Full regulatory compliance: your business is always protected against regulations and audits.
- Intelligent collections and risk management: centralize your operations and access advanced reports to make better decisions.
- Personalized support: our specialized team in Spanish, English, and Russian assists you throughout the entire process, resolving any questions and adapting the solution to your needs.
Take your business to the next level with advanced, secure payment systems created to the demands of today’s digital market. If you want to find out how we can help you increase your sales and improve your customers’ trust, contact us today.
Optimize conversion with intelligent payment systemsOptimize your eCommerce with advanced payment systems and acquiring solutions that improve conversion rates. Provide a seamless experience, reduce cart abandonment, and analyze purchasing behavior to boost your sales.
Compliance in acquiring and data protectionRely on a secure payment and acquiring system that complies with PSD2, GDPR, and Bank of Spain regulations. Protect your business by ensuring traceability and data protection in accordance with legislation and industry best practices.
Expert support in payment and acquiring systemsRely on experts in payment and acquiring systems. We guide you through integration, optimization, and issue resolution, offering ongoing training and multichannel support tailored to digital businesses and the financial sector.
Scalability and adaptation of your payment systemsOur acquiring platform and payment systems grow with you: integrate new payment methods, expand your business into new markets, and manage large transaction volumes efficiently and securely, with full control and scalability.
Key features of our payment systems.
Competitive advantages of our payment gateway for online businesses
Processing card payments for products and services from your website has never been so secure, fast, and transparent. Discover how PayOk simplifies online payment management, protects your business, and enhances your customers’ experience.
HTTPS encrypted security
Protect every transaction with SSL technology and regulatory compliance. Your data and your customers’ data are always safe.
Real-time fraud prevention
Our systems automatically monitor and block suspicious transactions, minimizing risks and ensuring trust.
Simple API integration
Connect your business to our platform in minutes thanks to an intuitive API and ready-made modules for leading CMS platforms.
Competitive acquiring fees
We offer transparent rates tailored to your business volume, so you can maximize your profits with no hidden surprises.
Multilingual support
Personalized assistance in Spanish, English, and Russian, with specialists who understand your needs and those of your customers.
We accept Visa, MasterCard, and Maestro
Receive payments with Visa, MasterCard, Maestro, and other leading cards. Expand your reach without geographical limits.
Unrestricted international payments
Allow your customers to pay from any country in the world. Expand your business easily and without barriers.
Daily settled payments
Receive your funds daily and securely, directly to your bank account, for more efficient financial management. *Depending on merchant activity.
Choose the ideal payment and acquiring system for your business
At PayOk, we offer you advanced payment solutions and acquiring services powered for any business model: online sales, phone sales, or temporary subscriptions. Manage your payments securely, in compliance with regulations, and with the support of a personalized customer service team.
Virtual POS 3D Secure terminal for intangible services
A virtual payment terminal designed for businesses that sell online services, such as training, consulting, subscriptions, software, or digital tickets.
Secures every transaction through the 3D Secure protocol, which is essential for reducing fraud when selling intangible services.
Receive card payments from customers anywhere in the world, making it easier to expand your digital offerings.
Allows instant activation of services after payment, as well as automatic management of renewals, digital invoicing, and sending of receipts.
Compliant with PSD2 regulations and protects your customers’ information according to GDPR—crucial in the digital environment.
Ideal for digital businesses that need a fast, secure payment system tailored to the sale of intangible services or online subscriptions.
Virtual POS terminal 3D Secure for tangible products
A virtual POS designed for online stores selling items with physical delivery, such as fashion, technology, food, or any other tangible product.
Incorporates the 3D Secure anti-fraud protocol, which protects every transaction and minimizes the risk of fraud and chargebacks.
Enables you to accept card payments from any country in the world, expanding your reach and facilitating the internationalization of your business.
Easily integrates with logistics systems, inventory control, and order tracking, optimizing the management of your online store.
Compliant with PSD2 regulations, with data protection in line with GDPR and industry standards, providing maximum confidence for both your business and your customers.
Ideal for online stores seeking efficiency, security, and a smooth shopping experience for products requiring physical shipping.
Personalized customer service. Contact our agents.
Discover our payment gateway in action
Watch this video to see how our payment gateway works: from simple integration to secure and efficient online payment management. See in real time how you can accept card payments, automate your sales, and protect your business transactions with the best anti-fraud tools on the market.
Our payment tools
Get your virtual POS terminal without relying on any bank and manage invoice payments with leading acquiring tools, designed to maximize the efficiency and security of your online payments.
Custom payment link
Generate personalized payment links and send invoices in seconds via WhatsApp, Telegram, email, or any digital channel. Make it easy for your customers to pay by card quickly and securely.
E-mail pay
Send invoices by email directly from our payment gateway. Your customers can pay instantly, improving your cash flow and user experience.
Payment buttons
Create “Buy Now” buttons that are fully integrable into your website or online store. Accept credit and debit card payments easily, without complex development.
QR code payments
Generate unique QR codes to collect card payments through any digital channel. Your customers can pay with a single click, whether via WhatsApp or in person, increasing both conversion rates and convenience.
Payments via WhatsApp and Telegram
Send payment requests directly through WhatsApp or Telegram. Receive the funds in your account immediately, and offer your customers a seamless digital experience.
Payments for audiovisual work (CAM)
Simplify the payment process for audiovisual and creative services with instant payment links. Your clients can pay for their projects securely and professionally, without delays.
Robust, secure and easy-to-implement API
Integrate our payment systems into your website in minutes, with no technical complications or steep learning curves. Our API is developer-friendly: intuitive, stable, and compliant with the highest security standards, allowing you to accept card payments securely and efficiently from day one.
Secure OAuth2 authentication: Tokenized access and advanced protection to securely identify and manage users.
True scalability: Compatible with the latest languages and frameworks, enabling your business to grow without technical limitations.
Guaranteed stability: Robust, well-documented API with no unexpected changes that could disrupt your operations.
RESTful and easy to configure: Clear documentation, practical examples, and technical support for fast, error-free integration.
Full access control: Manage permissions and monitor all operations through our payment platform, strengthening the security of your payment gateway.
Download our payment gateway modules for free and integrate them into your website.
Integrate our modules at no cost, fully compatible with the leading CMS platforms, and start accepting card payments in your online store quickly, easily, and securely. Automate your payment process, enhance the customer experience, and manage your sales effortlessly—all from your office.
PayOk Blog: Trends in E-commerce, Payment Systems and Security
Discover the latest updates on e-commerce, payment systems, acquiring, and digital security. On the PayOk blog, you’ll find analysis, practical advice, and trends to help grow your online business with innovative and secure payment solutions.
Virtual POS terminal: The ultimate solution for your E-commerce
A virtual POS terminal is an essential solution for accepting secure payments in an online business. This article explains what it is, the benefits it offers, and how to implement it in your e-commerce.
Go to Post
AI in E-commerce: Growth opportunities for online sales and businesses
Artificial Intelligence (AI) is changing the rapidly growing e-commerce industry. It's altering how businesses work and how people shop online. With its impressive ability to manage large volumes of data, personalize experiences, and automate tasks, AI is transforming every aspect of the e-commerce
Go to Post
10 tips to verify an online store authenticity
Imagine this: you're scrolling through your social media feed and stumble upon an ad for a trendy online store offering unbelievable discounts on designer clothing. Excited by the prospect of scoring a great deal, you click on the link and start browsing. However, as you delve deeper, you can't shak
Go to Post